Introduction

Loans for the development of foreign trade enterprises refer to the local- and foreign-currency loans provided by the Bank to qualified foreign trade enterprises to satisfy their financing needs arising from fixed asset investment and merger in research and development, procurement, production, sales and services, as well as daily operation.

Eligibility Requirements

All domestic enterprises meeting the Bank’s recognition standards for foreign trade enterprises, registered with the administrative bureaus for industry and commerce of China and having an independent legal capacity, or institutional legal persons qualified for borrowing can apply for loans for the development of foreign trade enterprises.

Application Requirements

The borrower should carry out production and business activities in compliance with laws and regulations, and have no major bad record. It should have the capacity for sustainable operation, good credit standing, legitimate sources of repayment, and the ability to repay the loan principal and the interest accrued thereon.　

The borrower should meet the Bank’s requirements for credit rating.

The use of loans and sources of repayment should be clearly specified, and they must comply with the laws, regulations and policies of China.

Projects to be invested must comply with the relevant polices of China and the Bank (if any).

A repayment guarantee recognized by the Bank should be provided (if necessary).

Other conditions as deemed necessary by the Bank should apply.