Loans for the Transformation and Upgrading of the Manufacturing Industry


Loans for the transformation and upgrading of the manufacturing industry refer to the local- and foreign-currency loans provided by the Bank to qualified borrowers to support their fixed asset investment, merger and daily operation. The loans are also aimed at promoting the advanced, intelligent and green development of the manufacturing industry, consolidating the foundation of the real economy, and facilitating the high-quality development of the manufacturing industry.

Eligibility Requirements

All domestic enterprises registered with the administrative bureaus for industry and commerce of China and having an independent legal capacity, or institutional legal persons qualified for borrowing can apply to the Bank for loans for the transformation and upgrading of the manufacturing industry.

Application Requirements

(1)The borrower should carry out production and business activities in compliance with laws and regulations, and have no major bad record. It should have the capacity for sustainable operation, good credit standing, legitimate sources of repayment, and the ability to repay the loan principal and the interest accrued thereon.

(2)The borrower should meet the Bank’s requirements for credit rating.

(3)The use of loans and sources of repayment should be clearly specified, and they must comply with the laws, regulations and policies of China.

(4)Projects to be invested must comply with the relevant polices of China and the Bank (if any).

(5)A repayment guarantee recognized by the Bank should be provided (if necessary).

(6)Other conditions as deemed necessary by the Bank should apply.