二十世纪九十年代，随着发展中国家的政治经济发展和我国改革开放进程的推进，中国政府对援外
模式进行了改革，按照国际通行的做法引入对外优惠贷款这一贷款品种，并指定中国进出口银行作为我国
的官方发展援助贷款--对外优惠贷款的唯一承贷银行。
10年来，中国进出口银行充分发挥金融机构在官方发展援助项目上的管理职能，积极稳妥地开拓业
务，逐步使业务与国际惯例接轨，在扩大援外规模、提高资金使用效益、促进受援国经济发展和加强我国
与发展中国家外交和经贸合作关系方面取得了显著成效，发挥了积极作用。
中国进出口银行承办的中国政府对外优惠贷款，重点投向了一批与受援国经济发展密切相关的行业
和领域，如电力、交通、电信等基础设施行业，促进了当地经济发展，创造了就业机会,并产生了良好的
进口替代效应；推动了一批关系受援国国计民生的大型项目及社会效益显著的福利项目，如：低造价住
房、供水、医疗、教育、公路等，改善了当地人民的生活条件，受到了受援国政府和人民的广泛赞誉；通
过受援国采购中国的机电产品、成套设备、技术服务以及其他物资，帮助了一批中国企业和出口产品进入
当地市场，支持了我国拥有自主知识产权的高新科技产品出口，促进了与发展中国家的经贸合作。
近年来，中国进出口银行承办的对外优惠贷款业务稳步发展，显示出良好的发展态势和前景，已成
为我国对外经济合作中不可或缺的重要组成部分。
In the 1990s, with the
political and economic development of developing
countries and the progress of China's reform and
opening-up program, the Chinese government reformed
its foreign aid mode and introduced the concessional
loan in accordance with the international practice.
T he government appointed the Bank as the only
onlending bank for the Concessional Loan, China's
official development aid loan.
Over the past ten years,
the Bank have given full play to the function
of managing official development aid projects
as an financial institution by steadily and actively
promoting the development of the business and
making it gradually conform with international
practice. These efforts played positive and significant
roles in enlarging the scale of official development
loan, enhancing the capital usage efficiency,
and promoting economic development of aided countries
as well as strengthening the diplomatic, economic
and trade relations between China and other developing
countries.
The priority of the Chinese
government concessinal loans undertaken by the
Bank went to industries that were closely related
to the economic development of the recipient countries,
such as electric power, transportation and telecommunication.
T he loans promoted local economic development,
provided job opportunities and created fine import
substitute effects. T hey also facilitated the
buildup of a group of large-scale projects of
importance to the national economy and people's
livelihood with prominent social benefits, such
as low-cost housing, water supply, medical service,
education, road, etc, which improved the living
conditions of local people and won extensive praise
of the recipient countries. The purchase of mechanical
and electronic products, complete sets of equipment,
technical services and other products in China
by aided countries helped the Chinese enterprises
and products enter the local markets, supported
the export of high- and new-tech products of which
China own the intellectual property rights, and
promoted the economic and trade cooperation with
other developing countries.
In recent years, the concessional
loan business which has been steadily developed
and taken on a good momentum, has became an indispensable
component of China's international economic cooperation,
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