Other Loan Business

1. Loan for Export Base Construction
Loan for export base construction refers to the credit, denominated either in RMB or foreign currencies, provided to support fixed assets investment in export bases such as construction, rehabilitation, expansion, reconstruction and the procurement of equipment.
Prospective Borrowers
Prospective borrowers include enterprises and project companies that are:
1)Registered within export bases acknowledged by the Bank or engaged in  development, construction, operation and management businesses in the export bases;
2)Accredited with independent legal person status.
Application Requirements
1)The borrower shall prove the economic strength and administrative capability compatible to the planned investment project, with good financial status and credit standing;
2)The total investment from the borrower in the planned project shall be no less than RMB 10 million, or no less than 30% of the total investment in terms of the portion of self-owned funds;
3)The planned investment project is approved for acceptance by competent government authorities at the central or local level, with complete documents and fully-concluded procedures;
4)Supporting conditions shall be in place, and working capitals for production after project completion are basically secured, with favorable economic estimates and good debt servicing capacity;
5)Repayment guarantee acceptable to the Bank shall be provided; and

6)Other requirements deemed necessary by the Bank.
Application Documents
1)Loan application;
2)Approval documents on the export base construction project by competent government authorities at the central or local level;
3)Investment agreement, corporate charter and relevant contracts signed by the borrower;
4)Project feasibility study report;
5)Profile statements of both the borrower and the guarantor, and documents that demonstrate the credit standings and business operations of both the borrower and the guarantor;
6)Letter of intent for repayment guarantee, or in the case of mortgage or pledge, valid certificates of ownership of the property under mortgage or pledge and evaluation reports thereof; and
7)Other documents deemed necessary by the Bank.
2. Fixed Assets Investment Loan for Chinese Exporters
Fixed assets investment loan for Chinese exporters refers to the credit,denominated in RMB or foreign currencies, provided to finance fixed assets investment of Chinese exporters to increase the technical content and added value of their export products. The investment covers such as construction,rehabilitation, expansion, reconstruction, technological upgrading and procurement of equipment.
Prospective Borrowers
Prospective borrowers include enterprises and project companies that are registered in China, accredited with independent legal person status and have conducted certain volume of exports.

Application Requirements
1)The borrower shall prove economic strength and administrative capability compatible to the planned investment project, with good financial status and credit standing;
2)The total investment from the borrower in the project shall be no less than  RMB 10 million, or no less than 30% of the total investment in terms of the portion of the self-owned funds;
3)The planned investment project must be in line with national strategies and policies on industry, land, environmental protection, energy saving and emission reduction, resource as well as master plans and detailed regional controlling plans for urban cities. In addition, the project shall also satisfy the Bank's threshold requirement for credit access and target-sector policy;
4)The planned investment project shall complete the process of assessment, approval or filing, and go through all procedures with complete documents;
5)Supporting conditions shall be in place, and working capitals for  production after project completion are basically secured, with favorable economic estimates and good debt servicing capacity;
6)Repayment guarantee acceptable to the Bank shall be provided; and
7)Other requirements deemed necessary by the Bank.
Application Documents
1)Loan application;
2)Approval documents by competent government authorities, and corresponding documents of approval, verification and archival filing in line with different management models of the project;
3)Investment agreement, corporate charter and relevant contract signed by the borrower;
4)Letter of intent for repayment guarantee, or in the case of mortgage or pledge, valid certificates of ownership of the property under mortgage or pledge and evaluation reports thereof; and
5)Other documents deemed necessary by the Bank.